NFC Payment Technology: Mobile And Smartphone As A Purse

By German Cellphone News
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Poland is ahead of Germany. What is happening in this shopping center on the outskirts of Warsaw, would be impossible in this country. The place is not in itself unusual: several floors, cheap fashion stores, a couple of Cafés, lots of glass and steel and concrete.

A shopping center of the bar just so as they look anywhere in Europe. It is rather uncommon whip that customers here almost anywhere can out also her cell phone instead of your wallet. Whether it should be the cappuccino to take or the new Bangle, most stores have readers that allow contactless payment via radio chip.

Near field Communication, short: NFC, is called the method. And many people know it from the Office of access or canteen card, keeping only via a reader. But pay at the store? In Germany, only one percent of the cash register terminals can receive radio signals in Poland, however, between 30 and 40 percent. Radio chips are incorporated into many credit cards; the Poland so not through devices pull, but must merely keep the cashier. And it comes after Deutsche Telekom, to our neighbors maps out the best no longer rummage, but rather pay via Smartphone.

Because more and more Internet-enabled phones have a built-in NFC chips – so that the phone can be used to the sparking purse. In the autumn, PTC was launched, the Polish subsidiary of Telekom, therefore a payment service for mobile phones. Mywallet, so: my wallet is the app for your Smartphone, and users can store their banking and credit card data is. Because so many funds accept NFC in Poland, the Bonn group has there first introduced its mobile wallet. This year, five other European States to follow – in the early summer of Germany.

“This is one of our most important innovations,” says Claudia Nemat who is responsible in the Telecom Executive Board Member for technology and business Europe. The company is looking for new revenue streams around on the Internet and mobile applications, because sales off crumbling in the old core business with conversation minutes.


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