Pay By Phone? Just This QR Code

By Italian Cellphone News
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Pay with your smartphone to bar, newsstand, from salumaio. It is a lot of talk, but is anything but easy. The technologies are proliferating, but practitioners, traders and users are disoriented.

Lacks a standard. There are those who say can win the Near Field Communication (NFC) chip with integrated or external accessory. Some Smartphones have already built (not the iPhone), but still no NFC takes off, nor are better alternative proposals. It will be tough to take root system, until use the phone instead of banknotes, coins, cash and credit cards will not be easy and quick and sure. There is a solution which augur well, and is the pilot project Money CartaSi QR, the Banca Popolare di Vicenza is experiencing. No external prostheses, only an application and a click on the QR Code of the product to be purchased.

QR Money CartaSi is an evolution of the PlainPay technological platform custom created by software house pugliese (with offices in Italy and London) Auriga SpA. QR Money allows you to access both the advantages mobility payments at merchants that serve paperless picking with mobile device. With a peculiarity that Auriga has made available by CartaSì, to maximize the system security profiles and consumer protection.

The service is activated the first time directly on the screen of the Atm, with a simple wizard. You associate the QR application Money credit card. From that moment onwards you can pay with your mobile phone products purchased with one click the QR Code.

The Banca Popolare di Vicenza was the first financial institution connected to the circuit CartaSi to join the project and experimentation is involving a selected sample of users. It works like this: the customer delivery to cashier the goods it intends to buy, photographer with the mobile QR Code located at the cashier and enter the PIN on your smartphone and the amount due. The cashier receives confirmation of payment and delivery to the customer the goods and receipt.

Pay By Phone? Just This QR Code




Image courtesy of roland
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